Mobile Bank Account

Open your bank account online in 8 minutes.
Open My Bank Account

The N26 bank account and Mastercard

It’s a bank account for your phone.

Get an IBAN and do everything you can do with a traditional bank, except easier, and from anywhere.

Your bank account is opened immediately after the video chat identification (IDnow).

* A €2 fee will apply to each ATM withdrawal in Germany after the free limit. Please read the N26 Fair User Policy for all details.

WHY OPENING A N26 ACCOUNT

• Free account maintenance for the basic account;

• Free debit card, Maestro card (optional) & Mastercard;

• Free Mastercard payments worldwide, in any currency;

• Free Mastercard ATM withdrawals outside Germany in EUR;

• 3 or 5 free ATM withdrawals in Germany (Read the N26 Fair Use Policy for more details);

• Free cash withdrawal at 7.000 retail stores in Germany;

• Everything is in English;

• Online application.

WHAT YOU NEED TO OPEN A N26 ACCOUNT

• E-mail address;

• Valid passport or identity card;

• Modern Smartphone with an internet connection;

• Camera or webcam on the Smartphone (IDnow);

Note: No proof of residence registration (Anmeldung) or minimum deposit is necessary!

WHAT YOU NEED TO OPEN A N26 ACCOUNT

• E-mail address;

• Valid passport or identity card;

• Modern Smartphone with an internet connection;

• Camera or webcam on the Smartphone (IDnow);

Note: No proof of residence registration (Anmeldung) or minimum deposit is necessary!

OPEN A BANK ACCOUNT WITH N26 IN 8 MINUTES

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Online Application in English

Fill out the online application form in English. It takes 8 minutes to apply for a bank account.

Mobile Banking

The bank account can be opened using tablet, PC or Smartphone.
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Credentials

You define your access credentials & the security codes yourself: e-mail address, password, transaction confirmation code & Mastercard PIN.

No Waiting Time

You can use the N26 bank account immediately after you have opened it.
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Transparency

Here is a full list of prices and here is the Fair User Policy, everything is in English.

IDnow Process

Once your application has been submitted & your e-mail has been confirmed, you’ll automatically be redirected to a ‘IDnow’ page. Follow the instructions & Identify yourself via video call. Watch the video below for more details.

How does IDnow work?

Open Your Mobile Bank Account

Your bank account is immediately opened right after the IDnow identification.
Open Bank Account